Planning to buy in Antibes, Juan-les-Pins or on Cap d'Antibes? I am Audrey Hurelle, an independent mortgage broker on the Côte d'Azur. I help first-time buyers, families and investors in Antibes secure carefully negotiated finance, with no fees before the loan is secured and personal support from start to finish.
The property market in Antibes
Average property prices in Antibes are around €5,800 per square metre, with wide differences: from €4,500/m² in residential neighbourhoods such as La Fontonne to as much as €15,000/m² on the Cap. That variety calls for a lending strategy tailored to your chosen neighbourhood.
Antibes is one of the most sought-after markets in the Alpes-Maritimes (06), supported by nearby Sophia Antipolis, a technology park with 40,000 jobs, and the tourist appeal of Juan-les-Pins.
The new-build market is active, with several VEFA developments under way and PTZ opportunities for first-time buyers.
Banks pay particular attention to seafront apartment buildings: their age, façade repairs and maintenance reserves. I know which lenders are comfortable with these applications.
My speciality in Antibes: Sophia Antipolis professionals and international buyers
Antibes moves to the rhythm of Sophia Antipolis. Many of my clients here are tech professionals, often recently appointed on a CDI (permanent employment contract), sometimes with part of their pay in shares or bonuses — elements banks assess very differently.
The other half of my work in Antibes involves overseas buyers, particularly in Juan-les-Pins and on the Cap. I handle these applications in English and approach the few banks genuinely comfortable with income earned outside France.
The neighbourhoods of Antibes where I work
Cap d'Antibes
An ultra-premium market with exceptional villas. Wealth-focused financing often combines a main home purchase with balanced repayments across existing loans. I structure these applications with private banks.
Vieil Antibes & Port Vauban
Historic charm, apartments needing renovation and some high-end properties. Banks require building quotes and a review of the jointly owned building: I coordinate the financing.
Juan-les-Pins
A strong holiday market and high demand for furnished rentals. Ideal for a rental investment or second home. I regularly arrange finance under LMNP (France's non-professional furnished letting status) in Juan.
La Fontonne, Les Semboules, La Constance
More affordable family neighbourhoods (€4,500–€5,500/m²), ideal for first-time buyers working in Sophia Antipolis.
New developments (Antibes-les-Pins, station area)
VEFA (off-plan purchases), PTZ (the French zero-interest first-time-buyer loan) and sometimes reduced TVA (VAT). I negotiate the specific terms, including reduced notaire (the French conveyancing notary) fees, balanced loan repayments and staged fund releases.
How I support your purchase in Antibes
1. Free discovery call (30 minutes)
We discuss your purchase in Antibes, your circumstances and timing.
2. Financial review and strategy
I assess your circumstances and select the 3–5 most suitable banks.
3. Negotiation
I present your application in branch and negotiate rates, insurance, fees and terms.
4. Support through to completion
I support you from the mortgage offer through to completion with the notaire.
Why choose me as your broker in Antibes
- ✓ Detailed knowledge of the Antibes market: the Cap, Juan, residential neighbourhoods and new builds
- ✓ Direct contacts at bank branches throughout the Alpes-Maritimes (06)
- ✓ Specialist support for Sophia Antipolis professionals on permanent tech and management contracts
- ✓ Bilingual French and English support for international buyers
- ✓ Fees payable only when your loan is secured and accepted
Free discovery call · 30 min
Book a free call with Audrey about your French mortgage
In English, by video. Reply within 24 business hours. No obligation.
FAQ — Mortgage broker in Antibes
- The discovery call and financial review are free. My fee is 2% of the amount borrowed, with a €4,500 minimum, payable only when you sign and accept the mortgage negotiated for you.
- At least 10%, covering notaire fees and loan security costs. On Cap d'Antibes, a deposit of 20–30% makes your application considerably stronger.
- Yes. Antibes is in zone B1, making a new-build main home eligible for a PTZ, subject to income limits.
- Yes, a large share of my Antibes clients work in Sophia. Banks look favourably on permanent contracts in tech and management roles.
- Absolutely. I regularly arrange LMNP finance in Juan for short-term or student rentals. The lending structure differs from a main home mortgage, so I select suitable banks.
- Yes, I can meet you in Antibes. Most clients prefer video calls to save time.
- Yes, this is a significant part of my work here. I support British, Scandinavian and northern European buyers in English, including those earning their income outside France.
- Allow 8–10 weeks between the compromis de vente (preliminary sale agreement) and completion with the notaire. Bank processing slows in July and August: I submit applications before branch holidays to meet the condition suspensive (mortgage contingency) deadline.
- Yes, with a mortgage and renovation package and staged fund releases. Banks require contractors' quotes and a detailed assessment of your disposable income during the work.