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French mortgages, made simple
Guides, tips and real stories to buy property in France with confidence.
Buying property in France as a UK buyer after Brexit: what actually changed
Brexit changed the rules for British buyers in France: visas, the 90/180-day rule, tax and mortgage conditions. A clear guide to financing your French home as a UK resident in 2026.
Mortgage insurance in France for non-residents: medical questionnaire, cover and how to choose
French banks almost always require borrower insurance. Here is how it works for non-residents and international buyers: what it covers, the health questionnaire, and how to keep the cost under control.
How long does a French mortgage take? The realistic timeline from offer to keys
From the accepted offer to the final notary appointment, a French property purchase with a mortgage follows a strict legal timeline. Here is what happens at each stage — and where buyers lose weeks unnecessarily.
Buying property in France as an American, Canadian or Australian buyer: how the mortgage actually works
Deposit levels, income in dollars, tax reporting, timelines and the documents French banks ask for when the buyer lives in the United States, Canada or Australia.
French mortgage pre-approval for non-residents: prepare before making an offer
What French mortgage pre-approval really means, which documents overseas buyers need and how to make a credible property offer without putting the purchase at risk.
Buying property in France from abroad: a step-by-step guide for overseas buyers
You live outside France and you want to buy on the French Riviera. This guide walks through the whole process — offer, compromis de vente, notaire, mortgage, completion — and shows exactly where an overseas buyer usually loses time.
French mortgages for non-residents: how banks actually decide
Why one French bank refuses a file another approves, what underwriters really look at on an overseas application, and how to present foreign income, foreign currency and self-employment so the answer is yes.
Buy-to-let in France as a non-resident: what works on the Riviera in 2026
Long lets, student lets or furnished holiday rentals on the Côte d'Azur: how each is financed, how French banks count rental income, what the local rules on short-term letting mean in practice, and the mistakes overseas investors make.
Why using several mortgage brokers at once backfires in France
Instructing two or three brokers in parallel feels like smart negotiation. In the French mortgage market it damages your file, slows the process and can cost you the property. Here is what actually happens inside the banks — and what to do instead.
Inherited a property in France with your siblings? Buying out your co-heirs (rachat de soulte) as a non-resident — 2026 guide
You have inherited a French property jointly with brothers, sisters or other heirs, and you live abroad. Here is how a rachat de soulte in an estate works for non-residents: how the buy-out is calculated, notaire and partage costs, which French banks lend, documents required and realistic timeline.
Buying property in France as a non-resident: why investing in France is still a smart move in 2026
Living abroad and thinking about buying in France? Here is why the French market remains one of the safest in Europe for a non-resident, and how to finance your purchase from overseas: down payment required, which banks lend, taxation, timeline and mistakes to avoid.
Buying property in France from abroad: the 2026 broker guide for international buyers
Buying property in France as a non-resident? The 2026 guide by a bilingual French mortgage broker on the Côte d'Azur: which banks lend to non-residents, minimum down payment by currency, remote signing, taxes, common mistakes.