The French lifetime mortgage (prêt viager hypothécaire) lets you turn the value of your property into a lump sum or an income, while staying in your home.
Who is it for?
For homeowners aged 60 and over who want to top up their retirement income, fund a project, help their children or face an unexpected expense — without selling.
Caring, unhurried support
This solution deserves to be explained calmly, with your family if you wish. I take whatever time is needed.
FAQ
- A loan reserved for senior homeowners, unlocking a lump sum or an income secured by their property — without selling it or repaying it during their lifetime.
- No. You stay in your home and remain the owner. Repayment only happens upon death or when the property is sold.
- Generally from 60 years old, depending on the lender.