Mortgage brokering · Nice

Mortgage broker in Vieux-Nice

Home loans in Vieux-Nice: rate and borrower insurance negotiated, personal support right through to signing. Reply within 24h, no fees before your loan is approved.

Vieux-Nice is a neighbourhood of renovation opportunities and short-term rental investment. I'm Audrey Hurelle, an independent mortgage broker, and I structure the combined mortgage and renovation finance that purchases here almost always require.

The property market in Vieux-Nice

Compact properties, very old buildings and often no lift: financing a purchase in Vieux-Nice rarely follows the same pattern as a standard apartment.

Holiday-let demand is among the strongest in France, making furnished rental investment attractive, provided it is properly documented.

Banks require contractors' quotes, not rough estimates. This is the first thing we prepare together.

Financing specifics in Vieux-Nice

Mortgage and renovation finance

Contractors' quotes are built into your financing plan, with staged fund releases aligned to progress on site.

Short-term letting

Nice's local regulations, LMNP (non-professional furnished letting) tax rules and lenders counting only part of the rent: I structure everything before submitting your application.

Compact properties

Studios and T2 (one-bedroom apartments) can be readily financed, but some banks set a minimum floor area. I guide you towards those that do not.

Free discovery call · 30 min

Book a free call with Audrey about your French mortgage

In English, by video. Reply within 24 business hours. No obligation.

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FAQ — Mortgage broker in Vieux-Nice

Can I finance a studio to renovate in Vieux-Nice?+
Yes, with combined mortgage and renovation finance supported by contractors' quotes. Some banks set a minimum floor area; I rule those out from the start.
Can I get finance for a holiday let?+
Yes, but not every bank counts seasonal rental income. I select lenders that include it in their calculations.
How much longer does an application involving renovation take?+
Allow 2 to 3 weeks longer than a standard application, to finalise the contractors' quotes.

See also

Free discovery call

Let's talk about your project in Vieux-Nice

30 minutes by video, no commitment. We review your borrowing capacity and the best strategy for your purchase in France.

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